The use of credit cards saves us from wandering with a considerable amount of money in the wallet. Thus, in case of theft or loss there was nothing we could do about it if it did not appear again. For its part, the anti-fraud protection in case of loss, theft or fraudulent use provided by the card, puts us safe from these contingencies and, therefore, reassures us.
We do not have to worry about locating a cashier, about currency changes or having enough cash to face payments such as a dinner or an unforeseen expense.
In the specific case of currency exchange, we avoid the effort to adapt to the new currency with coins or bills that can be difficult to recognize.
To top it off, in recent years credit cards offer an important discount and benefits chart to encourage its use among users. Without going any further, customers of cards like Shopping Orange issued by ING DIRECT can save by refueling at Galp and Shell gas stations or by using websites for booking flights and hotels from reputable chains such as easyJet Holidays and Hotelopia, among many other advantages. A card that, by the way, you can check in our comparator and be aware of everything that ING offers you for hiring your card.
To control expenses
Does it happen to you that when you return from a trip you don’t know what you’ve spent so much money on? Well, such a contingency is resolved thanks to the cards, because a brief consultation with your electronic banking system will make you aware of where that capital has gone. Therefore, the mystery is solved and you do not have to wind your brains to find the ‘sink’ through which the money escaped.
Now, to make matters worse, in many shops you can pay with your mobile phone quickly and safely. An advantage that allows you to dispense not only with the tickets, but even with the wallet. That is, one less object that you can banish from your life and your travels, because with the phone you have a whole universe of possibilities.
Goodbye to cashiers and commissions
There is nothing more cumbersome than going in search and capture of an ATM that, in addition, does not endorse any commission for its use.
They are free. Many of them do not charge us anything for their issuance or renewal.
They include travel and life insurance: Some cards include compensation for delay or cancellation of flights and assistance to the traveler, which covers medical expenses, health transfer, etc. A help that comes from pearls if we have a trip in perspective.
In short, these are the tremendous virtues that break away from their use on occasions as special as a trip or vacation. Of course, there is always a counterpart, a ‘dark reverse’ that we must keep in mind so that credit cards become our allies and not terrible enemies.